#ZillowHousing24 Agenda – Housing Finance Strategies

#ZillowHousing24 Agenda

Essential insight into today’s
challenging real estate landscape.

December 3, 2024

Start	End	Session
10:00 am	10:10 am	Welcome and Introduction Welcome and brief introductory remarks. Nicole Booth \| Head of Public Policy and Operations, Zillow Faith Schwartz \| Founder & CEO, Housing Finance Strategies
10:10 am	10:25 am	Evaluating Election Results A discussion between Jaret and Mike on the recent November election results, focusing on the implications and potential impacts for the housing and finance sectors. Speakers will touch on Presidential, Congress and State race outcomes. Mike Dendas \| Federal Government Relations, Zillow Jaret Seiberg \| Managing Director for Housing Policy, TD Cowen
10:25 am	11:05 am	Economic Forecast Join us for an in-depth moderated discussion as our speakers explore the latest economic trends shaping the housing and finance landscape. Moderated by Edward Berchick, Population Scientist at Zillow, this session will provide a forward-looking economic forecast, blending expert analysis with real-time consumer insights. Orphe Divounguy \| Senior Economist, Zillow Edward Berchick \| Population Scientist, Zillow Marina Walsh, CMB \| Vice President of Industry Analysis, Research & Economics, Mortgage Bankers Association
11:05 am	11:15 am	Keynote Insightful keynote on the future of housing and finance innovation and the role Zillow can play. Jen will share the importance of #ZillowHousing24’s focus on the challenges of housing affordability, including the focus on supply, friction in the process and upfront costs and how these changes are reshaping industry dynamics, influencing consumer experiences, and presenting new opportunities for a more transparent and efficient housing market. Jen Butler \| Vice President, Government & Community Relations, Zillow
11:15 am	12:00 pm	FTHB: Progress Toward Homeownership Access Speakers will address key issues affecting first-time and first-generation homebuyers, including credit access, consumer education, and RESPA modernization. The panel will also explore advancements in fair lending and how these developments contribute to a more accessible and equitable homebuying experience. Faith Schwartz \| Founder & CEO, Housing Finance Strategies Laura Escobar \| Chair, Mortgage Bankers Association and President, Lennar Mortgage Rob Chrane \| Founder & CEO, Down Payment Resource Anthony Hutchinson \| Senior Vice President of Industry and Government Relations, VantageScore
12:00 pm	12:10 pm	Assessing the Knowledge Gap of the FTHB Understanding the public’s perceptions of the market and home buying: Mike Dendas of Zillow interviews Seth Appleton to assess USMI’s 2024 National Homeownership Market Survey commissioned online August 12 – 20. The survey identified and analyzed perceptions around homeownership, the mortgage process, and the challenges people face when trying to purchase a home. Mike Dendas \| Federal Government Relations, Zillow Seth Appleton \| President, USMI
12:10 pm	1:00 pm	Technology to Streamline the Home Ownership Process This discussion will delve into how technology, including AI and digital innovations, is reshaping the homeownership process. Explore how advancements in tech can enhance affordability, streamline digital closings and e-signatures, and expand access to homeownership. The panel will also address how these technologies contribute to regulatory clarity and create a more efficient and inclusive homebuying experience. David Pope \| Federal Government Relations, Zillow Christina Randolph \| Vice President of Seller and Partner Distribution, Freddie Mac Mark Cunningham \| Co-founder & CEO, TRAiNED Anne Marie Pippin, Esq., CGFM \| Deputy Director, Division of Conservatorship Oversight & Readiness, Federal Housing Finance Agency Kareem Saleh \| CEO, FairPlay
1:00 pm	1:45 pm	The Path Forward to Appraisal Modernization This discussion will focus on the future of appraisal modernization, covering critical topics such as advancements in valuations, and strategies to address appraisal discrimination. Jonathan Kearns \| Vice President, Mortgage Industry Standards Maintenance Organization (MISMO) Scot Rose \| Chief Innovation Officer, Class Valuation Maureen Yap \| Vice President of Public Policy and Senior Counsel for Fair Lending, National Fair Housing Alliance Jillian White, SRA \| Founder & CEO, Appraisal Insights
1:45 pm	2:05 pm	Introductory remarks about housing supply and impact on affordability Julia will tee up the upcoming panel on housing supply, sharing FHA’s perspective and the connection of supply to housing affordability. Faith Schwartz \| Founder & CEO, Housing Finance Strategies Julia Gordon \| Assistant Secretary for Housing and Federal Housing Commissioner, U.S. Department of Housing and Urban Development
2:05 pm	2:50 pm	Innovation in Housing Supply Solutions This discussion will explore innovative solutions to address housing supply challenges, including the role of multi-family versus single-family homes, new construction techniques, and the impact of tax incentives. The panel will also examine successful examples such as ADUs and rapid construction methods, offering insights into both regulatory and development innovations that can enhance housing availability and affordability. Dennis Shea \| Executive Director, J. Ronald Terwilliger Center for Housing Policy, Bipartisan Policy Center Biju Kulathakal \| Founder & CEO, LightSpeed Group Noerena Limon \| CEO, The Casita Coalition Laurie Goodman \| Founder, Housing Finance Policy Center, Urban Institute
2:50 pm	3:40 pm	Nurturing the Future Homebuyer The fireside chat will explore strategies for converting renters into homeowners, with a special emphasis on the unique needs of diverse future homebuyers, such as women, and the BIPOC Community. Speakers will also discuss the challenges unique to renters who may want to embark on the homeownership journey including friction in the process and upfront costs, while also ideating on policy solutions. Luke Bell \| Director, Federal & State Advocacy, Zillow Jason Riveiro \| Executive Director & COO, National Association of Hispanic Real Estate Professionals Katrina Jones \| Vice President of Housing Impact and Equity, Fannie Mae
3:40 pm	4:00 pm	Keynote: Housing Opportunity 2025 Affordability crisis and solutions in supply, friction and costs. Alanna McCargo \| President, FHLBank San Francisco Faith Schwartz \| Founder & CEO, Housing Finance Strategies
4:00 pm	4:30 pm	Emerging Trends Impacting Affordability This panel will explore the emerging trends reshaping housing affordability across the U.S., focusing on how these challenges are being felt at the state level. Panelists will discuss critical issues, including the impact of climate change on insurance costs, the rise of natural disasters, and how these factors are driving up housing expenses in vulnerable states. The session will also delve into innovative solutions, such as new shared equity models designed to address the down payment barrier and make homeownership more accessible. Faith Schwartz \| Founder & CEO, Housing Finance Strategies Jeremy Potter \| Founder, Next Belt Strategies Ed Messman \| Chief Investment Officer, Legacy Group Capital Nicole Booth \| Head of Public Policy and Operations, Zillow
4:30 pm	4:35 pm	Closing Remarks Nicole Booth \| Head of Public Policy and Operations, Zillow Faith Schwartz \| Founder & CEO, Housing Finance Strategies

About

Founded in 2016 by career housing finance leader Faith Schwartz, Housing Finance Strategies provides essential advisory and professional services to members of the housing community, from mortgage lending and servicing executives to fintechs to regulators and policy makers.

Contact Us

Copyright © 2024 Housing Finance Strategies. All Rights Reserved.