#ZillowHousing24 Agenda

 Essential insight into today’s 
 challenging real estate landscape. 

December 3, 2024

Start End Session
10:30 am 10:40 am Welcome and Introduction
Welcome and brief introductory remarks.

  • Nicole Booth | Head of Public Policy and Operations, Zillow
  • Faith Schwartz  | Founder & CEO, Housing Finance Strategies
10:40 am 11:00 am Evaluating Election Results
A discussion between Jaret and Mike on the recent November election results, focusing on the implications and potential impacts for the housing and finance sectors. Speakers will touch on Presidential, Congress and State race outcomes.

  • Mike Dendas | Federal Government Relations, Zillow
  • Jaret Seiberg | Managing Director for Housing Policy, TD Cowen
11:00 am 11:40 am Economic Forecast
Join us for an in-depth moderated discussion as our speakers explore the latest economic trends shaping the housing and finance landscape. Moderated by Edward Berchick, Population Scientist at Zillow, this session will provide a forward-looking economic forecast, blending expert analysis with real-time consumer insights.

  • Orphe Divounguy | Senior Economist, Zillow
  • Edward Berchick | Population Scientist, Zillow
  • Marina Walsh, CMB | Deputy Economist, Mortgage Bankers Association
11:40 am 11:55 am Keynote
Insightful keynote on the future of housing and finance innovation and the role Zillow can play. Our speaker will explore the far-reaching implications of the NAR settlement, focusing on its impact across the real estate and mortgage sector and provide a deep dive into how these changes are reshaping industry dynamics, influencing consumer experiences, and presenting new opportunities for a more transparent and efficient housing market.

  • Zillow Executive | Zillow
11:55 am 12:35 pm FTHB: Progress Toward Homeownership Access
Speakers will address key issues affecting first-time and first-generation homebuyers, including credit access, consumer education, and RESPA modernization. The panel will also explore advancements in fair lending and how these developments contribute to a more accessible and equitable homebuying experience.

  • Faith Schwartz | Founder & CEO, Housing Finance Strategies
  • Laura Escobar | Chair, Mortgage Bankers Association and President, Lennar Mortgage
  • Rob Chrane | Founder & CEO, Down Payment Resource
  • Silvio Tavares | President & CEO, VantageScore
12:35 pm 1:15 pm Technology to Streamline the Home Ownership Process
This discussion will delve into how technology, including AI and digital innovations, is reshaping the homeownership process. Explore how advancements in tech can enhance affordability, streamline digital closings and e-signatures, and expand access to homeownership. The panel will also address how these technologies contribute to regulatory clarity and create a more efficient and inclusive homebuying experience.

  • David Pope | Federal Government Relations, Zillow
  • Christina Randolph | Vice President of Seller and Partner Distribution, Freddie Mac
  • Mark Cunningham | Co-founder & CEO, TRAiNED
  • Anne Marie Pippin, Esq., CGFM | Deputy Director, Division of Conservatorship Oversight & Readiness, Federal Housing Finance Agency
  • Kareem Saleh | CEO, FairPlay
1:15 pm 2:00 pm The Path Forward to Appraisal Modernization
This discussion will focus on the future of appraisal modernization, covering critical topics such as advancements in valuations, and strategies to address appraisal discrimination.

  • Jonathan Kearns | Vice President, Mortgage Industry Standards Maintenance Organization (MISMO)
  • Scot Rose | Chief Innovation Officer, Class Valuation
  • Maureen Yap | Vice President of Public Policy and Senior Counsel for Fair Lending, National Fair Housing Alliance
  • Jillian White, SRA | Founder & CEO, Appraisal Insights
2:00 pm 2:10 pm Introductory remarks about housing supply and impact on affordability
Julia will tee up the upcoming panel on housing supply, sharing FHA’s perspective and the connection of supply to housing affordability.

  • Faith Schwartz | Founder & CEO, Housing Finance Strategies
  • Julia Gordon | Assistant Secretary for Housing and Federal Housing Commissioner, U.S. Department of Housing and Urban Development
2:10 pm 2:40 pm Innovation in Housing Supply Solutions
This discussion will explore innovative solutions to address housing supply challenges, including the role of multi-family versus single-family homes, new construction techniques, and the impact of tax incentives. The panel will also examine successful examples such as ADUs and rapid construction methods, offering insights into both regulatory and development innovations that can enhance housing availability and affordability.

  • Dennis Shea | Executive Director, J. Ronald Terwilliger Center for Housing Policy, Bipartisan Policy Center
  • Biju Kulathakal | Co-founder & CEO, Lightbox
  • Celeste Goyer | Executive Director, The Casita Coalition
  • Laurie Goodman | Founder, Housing Finance Policy Center, Urban Institute
2:40 pm 3:00 pm Nurturing the Future Homebuyer
The fireside chat will explore strategies for converting renters into homeowners, with a special emphasis on the unique needs of diverse future homebuyers, such as women, and the BIPOC Community. Speakers will also discuss the challenges unique to renters who may want to embark on the homeownership journey including friction in the process and upfront costs, while also ideating on policy solutions.

  • Jen Butler | Vice President, Government & Community Relations, Zillow
  • Jason Riveiro | Executive Director & COO, National Association of Hispanic Real Estate Professionals
  • Katrina Jones | Vice President of Housing Impact and Equity, Fannie Mae
3:00 pm 3:30 pm Keynote: Housing Opportunity 2025
Affordability crisis and solutions in supply, friction and costs.

  • Alanna McCargo | President, FHLBank San Francisco
  • Faith Schwartz  | Founder & CEO, Housing Finance Strategies
3:30 pm 3:50 pm Emerging Trends Impacting Affordability
This panel will explore the emerging trends reshaping housing affordability across the U.S., focusing on how these challenges are being felt at the state level. Panelists will discuss critical issues, including the impact of climate change on insurance costs, the rise of natural disasters, and how these factors are driving up housing expenses in vulnerable states. The session will also delve into innovative solutions, such as new shared equity models designed to address the down payment barrier and make homeownership more accessible.

  • Faith Schwartz | Founder & CEO, Housing Finance Strategies
  • Jeremy Potter | Founder, Next Belt Strategies
  • Ed Messman | Founder & CEO, Rook Capital
  • Nicole Booth | Head of Public Policy and Operations, Zillow
3:50 pm 4:00 pm Closing Remarks

  • Nicole Booth | Head of Public Policy and Operations, Zillow
  • Faith Schwartz  | Founder & CEO, Housing Finance Strategies